Car Insurance Quotes New Brunswick

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Car Insurance in New Brunswick

Minimum Coverage

  • Third-party liability: minimum required
  • Accident benefits coverage
  • Optional comprehensive and collision
  • Uninsured motorist protection recommended

What Affects Your Rate

  • Location within New Brunswick (Moncton, Saint John, Fredericton, rural)
  • Driving record and at-fault claims
  • Vehicle make, model, and year
  • Annual mileage and commute distance
  • Years of licensed driving experience

New Brunswick has a fully private insurance market. Premiums vary significantly between insurers, making comparison essential to find the best rate. Actual rules and rates vary by provider. This information is for educational purposes and does not constitute legal advice.

How to Save on Car Insurance in New Brunswick

  • Shop and compare multiple insurers annually
  • Bundle auto and home insurance
  • Increase deductibles to lower premiums
  • Ask about winter tire discounts
  • Maintain a clean driving record
  • Take advantage of telematics programs
  • Pay annually instead of monthly if possible
  • Review coverage limits to avoid over-insuring

Frequently Asked Questions

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